Mortgages

For most people their home mortgage is the largest financial commitment they will make during their life and it therefore pays to get professional advice at the outset; and at regular intervals throughout the duration of the mortgage.

We can help with:

  • First time buyers
  • Re-mortgaging
  • Moving home
  • Buy to let mortgages
  • Commercial mortgages
  • Unlocking the value of your property

Initial consultation is free of charge and incorporates getting to know you and your goals. Once this is established, our independent advisers will search products from all UK lenders to find a solution that is right for you.

We will assist you through every step of the mortgage process and should you wish, can even work with our in house conveyancing team to make the mortgage process as simple and stress-free as possible.

To aid peace of mind, we can also help you find a suitable protection product to cover your mortgage payments in the event of redundancy, death or diagnosis of a critical illness.

To find out how much you could afford to borrow, download our free SWLaw app via the App Store or Google Play and use the mortgage calculator.

Equity Release

In later years it is not uncommon to have capital tied up in fixed assets such as a home and yet not have the liquidity to fund the lifestyle you want, or perhaps to give support to the family.

Releasing some of the capital locked up in your home can give you access to much-needed funds to improve your lifestyle, support family, reduce your tax liability.

Capital may be released by downsizing.

Equity release schemes offer an alternative means of benefiting from the value of your home and accessing the money tied up in it.

It is important to seek the right advice in these cases, but reputable schemes guarantee that you can stay in your home for life and that the accumulating interest will never leave you with negative equity.

To understand the features and risks of a lifetime mortgage, ask for a personalised illustration