Pensions
The full Basic State Pension is circa £11,000 per annum – assuming you have 35 years of qualifying National Insurance contribution. This equates to less than the adult minimum wage and it is therefore difficult to support your retirement journey by these means alone. It is therefore crucial that people have adequate pension provision in place during their working lives, something we would be delighted to assist with.
Saving into either a private pension or your employer's scheme means that you're taking advantage of government tax breaks that can help boost your retirement income.
Whether you’re a basic rate tax payer or a higher rate tax payer, our expert team can help you review your existing policy or set up a new policy to ensure you can retire with peace of mind.
We will work with you to determine your finances and objectives in retirement. As we are independent, we will research the market place and make recommendations best suited to you.
PENSION PLANNING IS A COMPLEX AND VARYING AREA SO IT'S IMPORTANT TO TAKE PROFESSIONAL ADVICE.
At SW Finance we can help guide you through the process no matter whether you're a first-time saver or you're a long-term investor looking to take your retirement income now.
The full Basic State Pension is circa £11,000 per annum – assuming you have 35 years of qualifying National Insurance contribution. This equates to less than the adult minimum wage and it is therefore difficult to support your retirement journey by these means alone. It is therefore crucial that people have adequate pension provision in place during their working lives, something we would be delighted to assist with.
Saving into either a private pension or your employer's scheme means that you're taking advantage of government tax breaks that can help boost your retirement income.
Whether you’re a basic rate tax payer or a higher rate tax payer, our expert team can help you review your existing policy or set up a new policy to ensure you can retire with peace of mind.
We will work with you to determine your finances and objectives in retirement. As we are independent, we will research the market place and make recommendations best suited to you.
PENSION PLANNING IS A COMPLEX AND VARYING AREA SO IT'S IMPORTANT TO TAKE PROFESSIONAL ADVICE.
At SW Finance we can help guide you through the process no matter whether you're a first-time saver or you're a long-term investor looking to take your retirement income now.
Interested in this service?
We are happy to carry out meetings in person, over the telephone or by your preferred virtual platform.
A classic approach
Communication
We strongly believe in the benefits of developing long-lasting relationships with our clients.
We aim to be approachable, easily contactable and offer a broad, inter-discipline, assessment of client needs. We are happy to meet via telephone or virtual meeting, but still prioritise face-to-face meetings where possible.
Collaboration
We work closely across our departments to ensure that specialist knowledge and experience is accessed; when queries arise, there will always be someone available who understands and can deal with your concerns.
We are also keen to work alongside other key stakeholders and individuals; land agents, accountants, your existing solicitor or financial adviser, and of course, your family.
Community
As a firm we are keen to promote and involve ourselves in the community, and to support local charities and initiatives, such as Jeremiah’s Journey, St. Lukes, the Plymouth Argyle Community Trust (Project 35), Emotional Logic and the Ivybridge Brewery.
The South West is a beautiful places to live and we are proud to be based here, we’re therefore keen to help where we can.
Testimonials
“We used SW Law and Finance for equity release, and what can be a life-changing process was explained in detail, with excellent professionalism”
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“We could not have had a more helpful and courteous experience. I would definitely recommend to others”
“An outstanding and friendly service as always, thank you”
“Excellent. Friendly staff and very professional. Thank you”
Contact us
Lee Mill Industrial Estate
Ivybridge, Devon
PL21 9GD
United Kingdom
